P2P Money Blog

We believe that the Financial Conduct Authority (FCA), acting from information provided by P2P money, has shut down an unregulated peer-to-peer lending website.  The company in question had set-up a peer-to-peer lending site without registering with the… more »

After signing up to Money&Co last week, we've taken a look around the site.  How does this site compare with the likes of Funding Circle and Zopa? The overall look and feel of the site is quote impressive, but with any financial institution it is t… more »

Funding Circle announced they will be offering what they refer to as "whole loans".  These are loans that will be offered to institutional investors rather than lenders on the current Funding Circle platform. We were well aware that institutional inves… more »

There are now just under 30 active peer-to-peer companies within the UK.  In five years time, how many of these will actually be around?  What will make one site survive when another does not? If this was a simple question then there companies such as… more »

RateSetter was the first peer-to-peer company to introduce the concept of provision fund to protect lenders where a borrower is unable to repay a loan.  This is a fund that would step in and reimburse lenders all outstanding capital and interest, and th… more »