P2P Money Blog

Peer-to-peer lending does involve taking some risk, and they are not currently covered by the FSCS (Financial Services Compensation Scheme).  The value of a lender's loan book will vary and can fall as well as rise, with the possibility of a complete lo… more »

One of our readers has decided to take the plunge into the wonderful world of peer-to-peer lending, and in the process published their experiences to date.  With their kind permission, we have shared some of Paul's comments so far. Zopa review by Paul… more »

I was recently asked the following questions: What happened to investors/lenders money when companies listed as ceased trading or suspended or went off line? Do you think there may come a time soon when lenders money is covered by compensation  sche… more »

There is a discussion on the Zopa Talk form and P2P Independent Forum concerning lending fees.  A large minority of peer-to-peer companies, including Zopa and Funding Circle charge lenders a fee to use their services, but this fee is offset against inte… more »

RateSetter, one of the leading peer-to-peer companies, has published a survey of MoneyWeek readers on the topic of peer-to-peer lending.  Interestingly 93% of respondants indicated they believed peer-to-peer offers better value than banks, and 87% belie… more »