P2P Money Blog

There are several peer-to-peer and crowdfunding companies, including Wellesley & Co and CrowdCube offering "mini bonds".  But what are mini bonds?  Choice Loans have put together an informative infographic on the subject. View Interactive Version (… more »

Wellesley & Co are now offering up to 1.5% cashback on their mini-bond, but this is only up to 22nd May. Here is the blurb from Wellesley & Co on their mini-bond: The mini-bond gives investors the chance to be part of our ongoing success, by… more »

For years Zopa were regarded as the "largest" peer-to-peer lender in the UK.  This should not be surprising as they were the first and had been been running for several years before any serious competition emerged.  However RateSetter now state the foll… more »

[video:youtube:wCShDJSUGVY] Funding Circle have launched a TV advert, following Wellesley & Co earlier this year.  The advert is aimed both at lenders and borrowers and should raise the profile of the company still further. New lenders and borrowe… more »

Peer-to-peer lending does involve taking some risk, and they are not currently covered by the FSCS (Financial Services Compensation Scheme).  The value of a lender's loan book will vary and can fall as well as rise, with the possibility of a complete lo… more »