P2P Money Blog

As we enter 2017 P2P money can report that there are now 13 platforms - that we are aware of - that are now operating with full FCA authorisation.  These are as follows, listed by launch date: Folk2Folk Lending Works Landbay Crowd2Fund LendingCro… more »

The Peer-to-Peer Finance Association has published an independent assessment of the economics of peer-to-peer lending sector undertaken by economic consulting firm Oxera. The study was commissioned to inform debate through the provision of an in-depth… more »

At the end of the first day of LendIt Europe there has been a huge amount of information to go through. We have been actively covering it on Twitter. The conference is around 15% larger than last year with over 900 delegates. Interestingly 10% of tho… more »

As RateSetter celebrates its 6th birthday this month we take a look at the company over the last years.  RateSetter was by our reakoning the 8th peer-to-peer company to launch in the UK, following Zopa and Funding Circle, and has one of the most recogni… more »

There has been some discussion on the P2P Independent Forum about peer-to-peer platforms having "skin in the game".  This refers to peer-to-peer companies investing some of their own funds in each loan.  Wellesley & Co became the first peer-to-peer… more »