P2P Money Blog

Zopa was one of the first financial instutions to introduce a forum, where existing and new members could discuss all matters concerning Zopa and peer-to-peer lending.  Zopa also tolerated critism on the forum, and it was moderated by non-Zopa staff who… more »

Today the FCA (Financial Conduct Authority) have published the policy statement "The FCA’s regulatory approach to crowdfunding over the internet, and the promotion of non-readily realisable securities by other media".  The response was as we had expecte… more »

I was really looking forward to speaking at the P2P Finance Association conferance on Tuesday, but unfortunately the flu had other plans for me! My peer-to-peer story began in 2005 when I read an article about a new website where you could lend direc… more »

Evolutis, one of the latest peer-to-peer providers, specialises in lending to "professional services".  They have produced a white paper entilteled "the case for lending to professional service firms" and it is an interesting read for lenders looking at… more »

We recently received a question from one of our readers about peer-to-peer lending: I have lent money on a variety of P2P platforms but mainly on Zopa and Ratesetter.  It never occured to me to look at the borrowing side of these sites until today.  … more »