P2P Money Blog

Funding Circle's recent announcement has certainly angered some lenders.  A poll we put together on the P2P Independent Forum suggested around 85% of lenders voted that they did not welcome this change. So what are Funding Circle are going to do?  It h… more »

I was really looking forward to speaking at the P2P Finance Association conferance on Tuesday, but unfortunately the flu had other plans for me! My peer-to-peer story began in 2005 when I read an article about a new website where you could lend direc… more »

With no less than thirteen new peer-to-peer companies launching in 2013, there are two companies that have effectively exited the P2P market this year.  These companies are Encash (YES-secure) and Squirrl.com. Encash has only arranged three loans in 20… more »

Our recent quarterly update on peer-to-peer bad debt and late statistics have thrown up a few interesting, but also concerning, pieces of information.  Two of the major peer-to-peer companies are no longer publishing their bad debt and late statistics,… more »

Funding Circle have made some amendments to their minimum lending rates.  The P2P money blog reported last week that the minimum lending rates had been increased from 4% to between 6% (for A+ borrowers) and 10.5% (for C borrowers).  Following 64 pages o… more »