P2P Money Blog

There are several "reputable" websites now trying to publicise peer-to-peer lending.  These sites are showing a figure for "estimated return after bad debt".  Unfortunately it is not possible to calculate this figure unless you know the tax rate for the… more »

RateSetter have declared war on zombies.  Not the undead, you may be pleased to read, but the type that are all too common these days.  The type that you may well have yourself.  It started life as something decent, something you were glad to have, but… more »

Peer-to-peer lending simply facilitates loans between lenders and borrowers, but it is the lender's money at risk, so it is interesting to see that some lenders are going above and beyond performing their own checks on new P2P companies. One lender has… more »

With no less than thirteen new peer-to-peer companies launching in 2013, there are two companies that have effectively exited the P2P market this year.  These companies are Encash (YES-secure) and Squirrl.com. Encash has only arranged three loans in 20… more »

Nesta, along with Berkeley University of California and University of Cambridge, have published a report of the rise of future of finance.  This suggests that in 2013 there were £480million of loans made through peer-to-peer and peer-to-business lending… more »