P2P Money Blog

With the Scottish referendum several weeks away, we look at how independence would affect peer-to-peer lending between Scotland and the rest of the United Kingdom. The vast majority of UK peer-to-peer companies are based in England, with one company -… more »

Peer-to-peer lending does involve taking some risk, and they are not currently covered by the FSCS (Financial Services Compensation Scheme).  The value of a lender's loan book will vary and can fall as well as rise, with the possibility of a complete lo… more »

After some discussions with the kind people at Zopa, the P2P money website has arranged a special £60 cashback (by way of Amazon gift vouchers) to new lenders who sign up through the P2P money website and subsequently lend £2000 or more.  This offer is… more »

One of our readers has decided to take the plunge into the wonderful world of peer-to-peer lending, and in the process published their experiences to date.  With their kind permission, we have shared some of Paul's comments so far. Zopa review by Paul… more »

I was recently asked the following questions: What happened to investors/lenders money when companies listed as ceased trading or suspended or went off line? Do you think there may come a time soon when lenders money is covered by compensation  sche… more »