P2P Money Blog

RateSetter have broken the £50million barrier in terms of the number of loans they have arranged. This is a fantastic achievement for a peer-to-peer company. January and February are typically very busy months for personal loans, so expect to see this… more »

RateSetter has added new functionality that allows lenders to cash-in individual or multiple micro-loans early.  Also this month ThinCats introduced a similar feature.  This brings these two P2P companies into line with Zopa, Funding Circle and Encash (… more »

RateSetter has increased their cashback offer to an amazing £20 for new lenders who invest and lend out £100 or more by 31st January 2012, which represents up to a massive 20% return on investment.  With rates on the 3 year and 5 year fixed rate loans s… more »

Rates on on main peer-to-peer lenders Zopa, Funding Circle and to some degree, RateSetter, have fallen over the last few weeks with lending supply currently outstripping borrower demand.  Over the next month this trend will be reversed with an increase… more »

After the recent announcement that peer-to-peer lending is to be regulated, people may ask why an industry wants to be regulated.  Peer-to-peer lending has come a long way since 2005 when Zopa started the concept.  Lenders have been burnt several tim… more »