P2P Money Blog

With the Scottish referendum several weeks away, we look at how independence would affect peer-to-peer lending between Scotland and the rest of the United Kingdom. The vast majority of UK peer-to-peer companies are based in England, with one company -… more »

The peer-to-peer company Be The Lender has suspended trading.  A message has been posted on their website as follows: Dear All, Be The Lender has currently suspended trading. If you have received repayment notification emails, then there may be a b… more »

RateSetter, one of the leading peer-to-peer companies, has published a survey of MoneyWeek readers on the topic of peer-to-peer lending.  Interestingly 93% of respondants indicated they believed peer-to-peer offers better value than banks, and 87% belie… more »

eMoneyUnion has become the first peer-to-peer company to offer secured personal loans.  These loans of between £5000 and £500,000 will be secured as a first or second charge on residential properties. Here is the full statement from eMoneyUnion: W… more »

This week there have been several important developments in the peer-to-peer arena.  Firstly Money&Co report that their £1million loan was fully filled with an average lender interest rate of 7.2%.  This would be one of the largest peer-to-peer loan… more »