P2P Money Blog

RateSetter and Zopa were winners in the Moneywise customer service awards.  RateSetter won the overall award for Most Trusted Specialist, and Zopa continued their previous success by winning the Most Trusted Loan Provider for the 4th year in a row. Pee… more »

RateSetter, the UK's second largest peer-to-peer company specialising in personal loans has announced this week that its provision fund - the pot of money that will repay lenders if their borrower defaults - has passed the £1million mark. Zopa, the UK'… more »

Zopa, the leading peer-to-peer company in the UK, have loans of £8000 over 36 months at a record low of 4.9% APR for an A* borrower.  Loans of between £8000 and £10,000 have an APR of less than 5.0%.  This is a market leading rate and should attract a n… more »

The year 2013 is proving to be a monumental year for peer-to-peer lending, with lots of companies looking to launch within this space.  Are these companies simply jumping on the bandwagon or are bringing anything new ? The UK peer-to-peer market is gro… more »

Zopa has launched a new feature to protect lenders from bad debt, and this is called "safeguard".  Where a borrower is unable to repay their loan, the Safeguard will step in.  It is our understanding this will operate similar to the provision fund opera… more »