Refused Credit

If you have been refused credit please don't panic.  Peer-to-peer companies tend to have very strict lending criteria, and while you personally may not be a credit risk, some people with a similar credit profile to you could be.

What can I do ?

First check your credit profile. There could be something on there that is wrong or inaccurate and you have the right to get these errors or omissions corrected.  By sticking to your credit agreements and repaying on time will help your credit score.  If you are experiencing difficulties sticking to your credit agreements, discuss this with your creditors and be honest and open.