Compare Lending Rates

Select the length of time and tax rate in order to view the latest rates, before and after fees, estimated* bad debt and taxation.  Please select your lending requirements to check the latest interest rates.

This data is based on feeds from the various peer-to-peer providers, and is for comparison only, based on the average loan size.

Click column headings to sort
Company	Minimum Loan Size	Term	Type	Headline Rate (AER)	Net Rate (AER)	Apply
	�25,000	36	Option 1
	�14,000	36	Option 2
	�12,000	24	Option 3
	�10	6	A+
	�10	6	A
	�10	6	B
	�10	6	C
	�10	6	D
	�10	12	A+
	�10	12	A
	�10	12	B
	�10	12	C
	�10	12	D
	�10	18	A+
	�10	18	A
	�10	18	B
	�10	18	C
	�10	18	D
	�10	24	A+
	�10	24	A
	�10	24	B
	�10	24	C
	�10	24	D
	�10	36	A+
	�10	36	A
	�10	36	B
	�10	36	C
	�10	36	D
	�10	48	A+
	�10	48	A
	�10	48	B
	�10	48	C
	�10	48	D
	�10	60	A+
	�10	60	A
	�10	60	B
	�10	60	C
	�10	60	D
	�20	12	G1
	�20	12	P1
	�20	12	A1
	�20	12	A2
	�20	12	A3
	�20	12	B1
	�20	12	B2
	�20	12	B3
	�20	12	C1
	�20	12	C2
	�20	12	C3
	�20	12	F1
	�20	12	F2
	�20	12	F3
	�20	12	S1
	�20	12	S2
	�20	12	S3
	�20	24	G1
	�20	24	P1
	�20	24	A1
	�20	24	A2
	�20	24	A3
	�20	24	B1
	�20	24	B2
	�20	24	B3
	�20	24	C1
	�20	24	C2
	�20	24	C3
	�20	24	F1
	�20	24	F2
	�20	24	F3
	�20	24	S1
	�20	24	S2
	�20	24	S3
	�20	36	G1
	�20	36	P1
	�20	36	A1
	�20	36	A2
	�20	36	A3
	�20	36	B1
	�20	36	B2
	�20	36	B3
	�20	36	C1
	�20	36	C2
	�20	36	C3
	�20	36	F1
	�20	36	F2
	�20	36	F3
	�20	36	S1
	�20	36	S2
	�20	36	S3
	�20	48	G1
	�20	48	P1
	�20	48	A1
	�20	48	A2
	�20	48	A3
	�20	48	B1
	�20	48	B2
	�20	48	B3
	�20	48	C1
	�20	48	C2
	�20	48	C3
	�20	48	F1
	�20	48	F2
	�20	48	F3
	�20	48	S1
	�20	48	S2
	�20	48	S3
	�20	60	G1
	�20	60	P1
	�20	60	A1
	�20	60	A2
	�20	60	A3
	�20	60	B1
	�20	60	B2
	�20	60	B3
	�20	60	C1
	�20	60	C2
	�20	60	C3
	�20	60	F1
	�20	60	F2
	�20	60	F3
	�20	60	S1
	�20	60	S2
	�20	60	S3
	�20	6	Average
	�20	12	Average
	�20	18	Average
	�20	24	Average
	�20	36	Average
	�20	48	Average
	�20	60	Average
	�100	1	Fixed
	�100	6	Fixed
	�100	12	Fixed
	�25	1	Average
	�25	6	Average
	�25	12	Average
	�25	18	Average
	�20	6	Average
	�20	12	Average
	�20	18	Average
	�20	24	Average
	�20	36	Average
	�20	48	Average
	�20	60	Average
	�1000	6	Average
	�1000	12	Average
	�1000	18	Average
	�1000	24	Average
	�1000	36	Average
	�1000	48	Average
	�1000	60	Average
	�20	12	A+
	�20	12	A
	�20	12	B
	�20	12	C
	�20	12	C-
	�20	36	A+
	�20	36	A
	�20	36	B
	�20	36	C
	�20	36	C-
	�20	60	A+
	�20	60	A
	�20	60	B
	�20	60	C
	�20	60	C-
	�10	36	Income
	�10	60	Income
	�10	1	Monthly
	�10	12	Bond
	�10	36	Safeguard
	�10	60	Safeguard
	�10	12	Fixed
	�10	24	Fixed
	�10	36	Fixed
	�10	48	Fixed
	�10	60	Fixed
	�100	36	Fixed
	�100	1	Tracker
	�10	12	A*
	�10	12	A
	�10	12	B
	�10	12	C
	�10	24	A*
	�10	24	A
	�10	24	B
	�10	24	C
	�10	36	A*
	�10	36	A
	�10	36	B
	�10	36	C
	�10	48	A*
	�10	48	A
	�10	48	B
	�10	48	C
	�10	60	A*
	�10	60	A
	�10	60	B
	�10	60	C

Net rate is after estimated* bad debt and is also an estimate.  Higher interest rates could be possible but this would reduce the speed at which you can lend.  Please check with the provider for the latest interest rates as they will change on a second-by-second basis.  Please also refer to the disclaimer.

While lenders would hope to maximise their interest rate, one should also consider that if borrowing rates are much higher with one provider than another, why would a borrower take out such a loan if cheaper ones are available ?  They may also adversely affect the bad debt estimates.

* Bad debt estimates are supplied by each of the peer-to-peer providers, and actual bad debts could be more or less than predicted.  Historical data is supplied by each of the peer-to-peer providers, and actual bad debts may be more or less than previous.  It is our understanding that under current tax legislation, bad debt could not be offset against income tax, but it can be offset against capital gains for peer-to-business loans.  Peer-to-peer lending is not covered by the Financial Services Compensation Scheme (FSCS).