P2P Money Blog

Funding Circle announced they will be offering what they refer to as "whole loans".  These are loans that will be offered to institutional investors rather than lenders on the current Funding Circle platform. We were well aware that institutional inves… more »

There are now just under 30 active peer-to-peer companies within the UK.  In five years time, how many of these will actually be around?  What will make one site survive when another does not? If this was a simple question then there companies such as… more »

RateSetter was the first peer-to-peer company to introduce the concept of provision fund to protect lenders where a borrower is unable to repay a loan.  This is a fund that would step in and reimburse lenders all outstanding capital and interest, and th… more »

True to their word, Funding Circle have low launched their first property loan today.  This is an A+ risk band with a first charge on the property as security.  The interest rate is fixed at 8.5% for lenders, but Funding Circle are offering 2% cashback… more »

RateSetter, the peer-to-peer provider that launched the concept of the provision fund, is expanding into Australia. Here is the full press release: RateSetter - one of the founders of the pioneering peer-to-peer sector in the UK - will expand its op… more »