P2P Money Blog

Zopa, the leading peer-to-peer company in the UK, have loans of £8000 over 36 months at a record low of 4.9% APR for an A* borrower.  Loans of between £8000 and £10,000 have an APR of less than 5.0%.  This is a market leading rate and should attract a n… more »

The year 2013 is proving to be a monumental year for peer-to-peer lending, with lots of companies looking to launch within this space.  Are these companies simply jumping on the bandwagon or are bringing anything new ? The UK peer-to-peer market is gro… more »

Funding Circle and RateSetter, two of the leading P2P companies in the UK, have won awards in the CreditToday awards. Funding Circle won the Alternative Lender of the Year (Commercial) and RateSetter the Alternative Lender of the Year (Consumer).  This… more »

Zopa has launched a new feature to protect lenders from bad debt, and this is called "safeguard".  Where a borrower is unable to repay their loan, the Safeguard will step in.  It is our understanding this will operate similar to the provision fund opera… more »