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Compare Lending Rates

Select the length of time and tax rate in order to view the latest rates, before and after fees, estimated* bad debt and taxation.  Please select your lending requirements to check the latest interest rates.

Income Tax ISA Capital Gain Bad Debt*
tax %
Use ISA
allowance

Made capital gain in
excess of allowance
x n.nn Predicted
Historical
This data is based on feeds from the various peer-to-peer providers, and is for comparison only, based on the average loan size.
Click column headings to sort
Company Minimum
Loan Size
Term Type Headline Rate
(AER)
Net Rate
(AER)
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Buy 2 Let Cars 25,000 36 Option 1  Loading...  Loading...
Buy 2 Let Cars 14,000 36 Option 2  Loading...  Loading...
Buy 2 Let Cars 12,000 24 Option 3  Loading...  Loading...
rebuildingsociety.com 10 6 A+  Loading...  Loading...
rebuildingsociety.com 10 6 A  Loading...  Loading...
rebuildingsociety.com 10 6 B  Loading...  Loading...
rebuildingsociety.com 10 6 C  Loading...  Loading...
rebuildingsociety.com 10 6 D  Loading...  Loading...
rebuildingsociety.com 10 12 A+  Loading...  Loading...
rebuildingsociety.com 10 12 A  Loading...  Loading...
rebuildingsociety.com 10 12 B  Loading...  Loading...
rebuildingsociety.com 10 12 C  Loading...  Loading...
rebuildingsociety.com 10 12 D  Loading...  Loading...
rebuildingsociety.com 10 18 A+  Loading...  Loading...
rebuildingsociety.com 10 18 A  Loading...  Loading...
rebuildingsociety.com 10 18 B  Loading...  Loading...
rebuildingsociety.com 10 18 C  Loading...  Loading...
rebuildingsociety.com 10 18 D  Loading...  Loading...
rebuildingsociety.com 10 24 A+  Loading...  Loading...
rebuildingsociety.com 10 24 A  Loading...  Loading...
rebuildingsociety.com 10 24 B  Loading...  Loading...
rebuildingsociety.com 10 24 C  Loading...  Loading...
rebuildingsociety.com 10 24 D  Loading...  Loading...
rebuildingsociety.com 10 36 A+  Loading...  Loading...
rebuildingsociety.com 10 36 A  Loading...  Loading...
rebuildingsociety.com 10 36 B  Loading...  Loading...
rebuildingsociety.com 10 36 C  Loading...  Loading...
rebuildingsociety.com 10 36 D  Loading...  Loading...
rebuildingsociety.com 10 48 A+  Loading...  Loading...
rebuildingsociety.com 10 48 A  Loading...  Loading...
rebuildingsociety.com 10 48 B  Loading...  Loading...
rebuildingsociety.com 10 48 C  Loading...  Loading...
rebuildingsociety.com 10 48 D  Loading...  Loading...
rebuildingsociety.com 10 60 A+  Loading...  Loading...
rebuildingsociety.com 10 60 A  Loading...  Loading...
rebuildingsociety.com 10 60 B  Loading...  Loading...
rebuildingsociety.com 10 60 C  Loading...  Loading...
rebuildingsociety.com 10 60 D  Loading...  Loading...
JustUs 20 12 G1  Loading...  Loading...
JustUs 20 12 P1  Loading...  Loading...
JustUs 20 12 A1  Loading...  Loading...
JustUs 20 12 A2  Loading...  Loading...
JustUs 20 12 A3  Loading...  Loading...
JustUs 20 12 B1  Loading...  Loading...
JustUs 20 12 B2  Loading...  Loading...
JustUs 20 12 B3  Loading...  Loading...
JustUs 20 12 C1  Loading...  Loading...
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JustUs 20 12 F1  Loading...  Loading...
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JustUs 20 12 S1  Loading...  Loading...
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JustUs 20 12 S3  Loading...  Loading...
JustUs 20 24 G1  Loading...  Loading...
JustUs 20 24 P1  Loading...  Loading...
JustUs 20 24 A1  Loading...  Loading...
JustUs 20 24 A2  Loading...  Loading...
JustUs 20 24 A3  Loading...  Loading...
JustUs 20 24 B1  Loading...  Loading...
JustUs 20 24 B2  Loading...  Loading...
JustUs 20 24 B3  Loading...  Loading...
JustUs 20 24 C1  Loading...  Loading...
JustUs 20 24 C2  Loading...  Loading...
JustUs 20 24 C3  Loading...  Loading...
JustUs 20 24 F1  Loading...  Loading...
JustUs 20 24 F2  Loading...  Loading...
JustUs 20 24 F3  Loading...  Loading...
JustUs 20 24 S1  Loading...  Loading...
JustUs 20 24 S2  Loading...  Loading...
JustUs 20 24 S3  Loading...  Loading...
JustUs 20 36 G1  Loading...  Loading...
JustUs 20 36 P1  Loading...  Loading...
JustUs 20 36 A1  Loading...  Loading...
JustUs 20 36 A2  Loading...  Loading...
JustUs 20 36 A3  Loading...  Loading...
JustUs 20 36 B1  Loading...  Loading...
JustUs 20 36 B2  Loading...  Loading...
JustUs 20 36 B3  Loading...  Loading...
JustUs 20 36 C1  Loading...  Loading...
JustUs 20 36 C2  Loading...  Loading...
JustUs 20 36 C3  Loading...  Loading...
JustUs 20 36 F1  Loading...  Loading...
JustUs 20 36 F2  Loading...  Loading...
JustUs 20 36 F3  Loading...  Loading...
JustUs 20 36 S1  Loading...  Loading...
JustUs 20 36 S2  Loading...  Loading...
JustUs 20 36 S3  Loading...  Loading...
JustUs 20 48 G1  Loading...  Loading...
JustUs 20 48 P1  Loading...  Loading...
JustUs 20 48 A1  Loading...  Loading...
JustUs 20 48 A2  Loading...  Loading...
JustUs 20 48 A3  Loading...  Loading...
JustUs 20 48 B1  Loading...  Loading...
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JustUs 20 48 B3  Loading...  Loading...
JustUs 20 48 C1  Loading...  Loading...
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JustUs 20 48 F1  Loading...  Loading...
JustUs 20 48 F2  Loading...  Loading...
JustUs 20 48 F3  Loading...  Loading...
JustUs 20 48 S1  Loading...  Loading...
JustUs 20 48 S2  Loading...  Loading...
JustUs 20 48 S3  Loading...  Loading...
JustUs 20 60 G1  Loading...  Loading...
JustUs 20 60 P1  Loading...  Loading...
JustUs 20 60 A1  Loading...  Loading...
JustUs 20 60 A2  Loading...  Loading...
JustUs 20 60 A3  Loading...  Loading...
JustUs 20 60 B1  Loading...  Loading...
JustUs 20 60 B2  Loading...  Loading...
JustUs 20 60 B3  Loading...  Loading...
JustUs 20 60 C1  Loading...  Loading...
JustUs 20 60 C2  Loading...  Loading...
JustUs 20 60 C3  Loading...  Loading...
JustUs 20 60 F1  Loading...  Loading...
JustUs 20 60 F2  Loading...  Loading...
JustUs 20 60 F3  Loading...  Loading...
JustUs 20 60 S1  Loading...  Loading...
JustUs 20 60 S2  Loading...  Loading...
JustUs 20 60 S3  Loading...  Loading...
Assetz Capital 20 6 Average  Loading...  Loading...
Assetz Capital 20 12 Average  Loading...  Loading...
Assetz Capital 20 18 Average  Loading...  Loading...
Assetz Capital 20 24 Average  Loading...  Loading...
Assetz Capital 20 36 Average  Loading...  Loading...
Assetz Capital 20 48 Average  Loading...  Loading...
Assetz Capital 20 60 Average  Loading...  Loading...
Lendy 100 1 Fixed  Loading...  Loading...
Lendy 100 6 Fixed  Loading...  Loading...
Lendy 100 12 Fixed  Loading...  Loading...
Funding Secure 25 1 Average  Loading...  Loading...
Funding Secure 25 6 Average  Loading...  Loading...
Funding Secure 25 12 Average  Loading...  Loading...
Funding Secure 25 18 Average  Loading...  Loading...
Funding Empire 20 6 Average  Loading...  Loading...
Funding Empire 20 12 Average  Loading...  Loading...
Funding Empire 20 18 Average  Loading...  Loading...
Funding Empire 20 24 Average  Loading...  Loading...
Funding Empire 20 36 Average  Loading...  Loading...
Funding Empire 20 48 Average  Loading...  Loading...
Funding Empire 20 60 Average  Loading...  Loading...
ThinCats 1000 6 Average  Loading...  Loading...  
ThinCats 1000 12 Average  Loading...  Loading...  
ThinCats 1000 18 Average  Loading...  Loading...  
ThinCats 1000 24 Average  Loading...  Loading...  
ThinCats 1000 36 Average  Loading...  Loading...  
ThinCats 1000 48 Average  Loading...  Loading...  
ThinCats 1000 60 Average  Loading...  Loading...  
Funding Circle 20 12 A+  Loading...  Loading...
Funding Circle 20 12 A  Loading...  Loading...
Funding Circle 20 12 B  Loading...  Loading...
Funding Circle 20 12 C  Loading...  Loading...
Funding Circle 20 12 C-  Loading...  Loading...
Funding Circle 20 36 A+  Loading...  Loading...
Funding Circle 20 36 A  Loading...  Loading...
Funding Circle 20 36 B  Loading...  Loading...
Funding Circle 20 36 C  Loading...  Loading...
Funding Circle 20 36 C-  Loading...  Loading...
Funding Circle 20 60 A+  Loading...  Loading...
Funding Circle 20 60 A  Loading...  Loading...
Funding Circle 20 60 B  Loading...  Loading...
Funding Circle 20 60 C  Loading...  Loading...
Funding Circle 20 60 C-  Loading...  Loading...
RateSetter 10 36 Income  Loading...  Loading...
RateSetter 10 60 Income  Loading...  Loading...
RateSetter 10 1 Monthly  Loading...  Loading...
RateSetter 10 12 Bond  Loading...  Loading...
Zopa 10 36 Safeguard  Loading...  Loading...
Zopa 10 60 Safeguard  Loading...  Loading...
Lending Works 10 12 Fixed  Loading...  Loading...
Lending Works 10 24 Fixed  Loading...  Loading...
Lending Works 10 36 Fixed  Loading...  Loading...
Lending Works 10 48 Fixed  Loading...  Loading...
Lending Works 10 60 Fixed  Loading...  Loading...
Landbay 100 36 Fixed  Loading...  Loading...
Landbay 100 1 Tracker  Loading...  Loading...
Lend Loan Invest 10 12 A*  Loading...  Loading...  
Lend Loan Invest 10 12 A  Loading...  Loading...  
Lend Loan Invest 10 12 B  Loading...  Loading...  
Lend Loan Invest 10 12 C  Loading...  Loading...  
Lend Loan Invest 10 24 A*  Loading...  Loading...  
Lend Loan Invest 10 24 A  Loading...  Loading...  
Lend Loan Invest 10 24 B  Loading...  Loading...  
Lend Loan Invest 10 24 C  Loading...  Loading...  
Lend Loan Invest 10 36 A*  Loading...  Loading...  
Lend Loan Invest 10 36 A  Loading...  Loading...  
Lend Loan Invest 10 36 B  Loading...  Loading...  
Lend Loan Invest 10 36 C  Loading...  Loading...  
Lend Loan Invest 10 48 A*  Loading...  Loading...  
Lend Loan Invest 10 48 A  Loading...  Loading...  
Lend Loan Invest 10 48 B  Loading...  Loading...  
Lend Loan Invest 10 48 C  Loading...  Loading...  
Lend Loan Invest 10 60 A*  Loading...  Loading...  
Lend Loan Invest 10 60 A  Loading...  Loading...  
Lend Loan Invest 10 60 B  Loading...  Loading...  
Lend Loan Invest 10 60 C  Loading...  Loading...  
Net rate is after estimated* bad debt and is also an estimate.  Higher interest rates could be possible but this would reduce the speed at which you can lend.  Please check with the provider for the latest interest rates as they will change on a second-by-second basis.  Please also refer to the disclaimer.

While lenders would hope to maximise their interest rate, one should also consider that if borrowing rates are much higher with one provider than another, why would a borrower take out such a loan if cheaper ones are available ?  They may also adversely affect the bad debt estimates.

* Bad debt estimates are supplied by each of the peer-to-peer providers, and actual bad debts could be more or less than predicted.  Historical data is supplied by each of the peer-to-peer providers, and actual bad debts may be more or less than previous.  It is our understanding that under current tax legislation, bad debt could not be offset against income tax, but it can be offset against capital gains for peer-to-business loans.  Peer-to-peer lending is not covered by the Financial Services Compensation Scheme (FSCS).